HD Saison is one of the first financial companies in Vietnam with two main products: HD Saison unsecured loan and installment purchases. Up to now, HD Saison is still one of the three credit institutions with the largest customer market share besides FE Credit and Home Credit.
Sign up for HD Saison unsecured loans.
In the content of this article, Banktop will help you learn about HD Saison, including:
- What is HD Saison?
- HD Saison cash loan product how to register?
- How to look up HD Saison loan?
Let's find out together!
What is HD Saison?
HD Saison's full name is HD Saison Finance Company Limited, operating in the financial sector with main products including: cash loans, car purchases and installment electrical products.
It can be said that HD Saison is the elder of the Vietnamese financial market when it was officially present in 2007, initially operating with 100% foreign capital. Then in 2013, HD Saison was acquired by HD Bank and changed to HDFinance. In 2015, with the capital contribution of Credit Saison, HDFinance once again changed its name and returned to its original name: HD SAISON.
HD Saison supports low interest installment cash loans
Demand installment cash loan of the population is increasing rapidly. Borrowing money is not only used for shopping purposes, but it is also used for business investment, study abroad, medical treatment, etc.
Therefore, the number of customers applying for HD Saison unsecured loans in Ho Chi Minh City - Hanoi and other cities and provinces has always increased rapidly in recent years.
With attractive interest rates, simple loan terms and procedures, customers can borrow quite a bit of cash. Level unsecured loan can be up to 500 million when fully meeting the given requirements. Therefore, customers can rest assured vor for personal use to use for their own purposes.
Advantages of HD Saison unsecured loans
The firstCustomers who borrow money quickly at HD Saison do not need to mortgage assets, do not need a guarantee from the company, but can still be approved for a high loan limit, up to a maximum of 100 million VND.
MondayIn comparison, the loan interest rate at HD Saison is somewhat lower than other financial companies in the same segment. Along with that, the installment period can be extended up to 36 months, giving customers more flexibility in the repayment period.
Tuesday, conditions and documents for a cash loan at HD Saison are quite simple. Customers only need to prepare ID card and driver's license or household registration to borrow money.
Final, a somewhat absolute advantage when borrowing HD Saison installment loans is that customers do not need to pay loan insurance. Compared with 5.5% of the loan amount at other units, this is not a small advantage, helping customers save a large amount of money.
For example, if you borrow 100 million VND, you can save 5.5 million VND in loan insurance.
Benefits of HD Saison unsecured loans
- Attractive HD Saison loan interest rate from only 1.49%/month.
- Flexible installment loan term up to 36 months.
- No proof of income or collateral is required.
- Free loan insurance.
- Expanding the loan audience for all new customers.
Conditions, documents for unsecured loans HD Saison
When Consumer loans HD Saison, borrowers need to meet all the conditions and be sure of the interest rate when borrowing.
HD Saison cash loan conditions
When determining HD Saison installment cash loan Borrowers need to meet the following conditions:
- Borrower must be of working age. Working age is determined from 19 to 60 years old.
- The borrower must have Vietnamese nationality and have a clear residence in the area supported by HD Saison.
- No history bad debt or debts that need attention.
- Having a minimum salary of 3 million VND or more.
- As a completely new loan application customer from HD Saison.
- If you are purchasing HD Saison's installment items and participating in paying the full fee, additional lending policies will apply.
HD Saison unsecured loan documents
Depending on HD Saison loan limit, customers need to provide appropriate documents. Specifically :
For loans under 30 million :
- Need to provide photo ID and driving license
- Or ID card and Passport photo copy of the original 16-page book for comparison.
For loans of VND 30 million or more, customers need to provide additional documents such as: :
- Proof of residence: electricity bill, water bill, landline phone, internet, cable TV or postpaid mobile phone (registered customer's name)
- Proof of income for customers who are employees or self-employed.
In case of need to prove income, customers need to provide documents :
- Contract and salary statement, salary certificate of the last 3 months.
- Copy of business license and tax receipt for the last 3 months
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How much is HD Saison loan interest rate?
Each customer when HD Saison cash loan They all have completely different conditions and circumstances. Therefore, the income level is also different, so it greatly affects the ability to pay
Therefore, HD Saison applies different interest rates for unsecured loans depending on the specific type of loan. In particular, salary loans are the form of loans with the most preferential interest rates.
In order to get the right interest rate, the borrower needs to present identification documents such as: ID card/CCCD, income statement salary sheet, employment contract... More simply, the borrower needs to show ID/CCCD and household registration book.
On that basis, HD Saison will offer flexible interest rates for borrowers, the interest rate will range from 1.66% to 2.95%. Therefore, customers should provide documents proving their actual conditions and circumstances to enjoy attractive preferential policies.
Instructions to look up HD Saison loan contracts
To look up an HD Saison loan, customers follow these steps:
- Step 1: Access the link to look up HD Saison contract here
- Step 2: Enter information including your Contract number and ID card number
- Step 3: Look up contract information
HD Saison switchboard phone number
In case you do not remember your installment loan agreement number to look up, what to do? The simplest way is to call up the HD Saison switchboard number to look up.
HD Saison phone number: 1900 55 88 54
In addition, customers can also contact HD Saison with the following information:
- Address: Floor 8, 9, 10, Gilimex Building, 24C Phan Dang Luu, Ward 6, Binh Thanh District, City. Ho Chi Minh City, Vietnam.
- Phone: (84-28) 5413 7483
- Fax: (84-28) 3510 7502
- Email: [email protected]
- Address: 3rd Floor, VIT Building, 519 Kim Ma, Ba Dinh District, Hanoi, Vietnam
- Phone: (84-24) 2220 8979
- Fax: (84-24) 2220 8939
- Email: [email protected]
Reference: low interest red book mortgage loan
How to pay HD Saison installment loan contract
There are many ways to pay installment contracts, contracts borrow money online at HD Saison like:
- Online Payment
- Pay at collection stores such as FPT Shop, Viettel Post, Mobile World...
- Payment via e-wallet
Here I will guide you how to pay HD Saison contract via Momo e-wallet in 5 simple steps:
- Step 1: Select "Consumer loan payment" at the home screen of Momo application
- Step 2: Select support unit is HD Saison
- Step 3: Enter your HD Saison Contract number
- Step 4: Check if the contract number and payment amount are correct then click continue
- Step 5: Select the source of money then click confirm to pay
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Expected repayment schedule when applying for HD Saison unsecured loans
Table of Estimated repayment schedule for unsecured cash loans at HD SaiSon: loan amount of VND 20 million in installments in 24 months (2 years) with an interest rate based on the outstanding balance decreasing by 5% per month (fixed at 2.95% per month) )
|Time||Principal amount||Profit amount||total||Debt|
Some questions when borrowing money from HD Saison
Can bad debt get a loan?
HD Saison does not support customers with bad debts of group 3 or higher and consider lending to customers with group 1 and group 2 debts if it comes from objective reasons.
How long does it take to disburse?
Time to evaluate documents and disburse funds from 1-3 days
Is it possible to pay off the application before the due date?
Customers can settle documents ahead of time at any time, the settlement fee ranges from 3-5%.
Above is some information to share to answer the question HD Saison Unsecured Loan: What are the conditions, procedures and interest rates? Hopefully, through the article, Banktop will bring useful information to customers and readers who are in need of a quick loan during the day with HD Saison.
Series introducing financial companies in Vietnam:
- Borrow money from Mcredit
- Cash loan ACS
- Easy Credit unsecured loan
- Borrow money from Mirae Asset
- FE Credit cash loan
- Home Credit installment loan
Information edited by: banktop.vn