How much is the ATM card maintenance fee and BIDV annual fee?

BIDV annual fee How much is the problem that many consumers wonder when using the card. Especially for customers who just opened a card and used BIDV's services. To help our customers understand this, let's analyze it in detail in the following article.


What is the maintenance fee and annual fee for BIDV ATM card?


BIDV's annual fee and account maintenance fee are two fees that many customers often confuse with each other.


What is BIDV annual fee?


BIDV's annual fee is understood as the fee used to maintain products/services for a long time. This fee is applied to all 3 types of cards: debit/domestic payment cards, MasterCard or Visa and credit cards.


What is BIDV annual fee?
What is BIDV annual fee?

What is BIDV account maintenance fee?


BIDV account maintenance fee is a monthly fee if the customer's monthly account balance is below the specified level. This fee will be used for domestic accounts and international payment cards.


Update the latest BIDV money transfer fee schedule


What is the difference between the annual maintenance fee and the account management fee?


In essence, the two annual fees of BIDV and the account management fee are two completely different fees. You can classify these 2 fees specifically as follows:

















Annual feesMaintaining fee
Used to maintain products/services for a long timeAccount maintenance fee is charged monthly if the customer's account balance is below the specified level
The annual fee is usually for 3 types of cards:



  • Debit card/domestic payment card

  • MasterCard or Visa card

  • Credit


Use for:



  • Domestic account

  • International payment cards



Update the latest ATM card maintenance fee and BIDV annual fee 2022


BIDV's annual fees and card maintenance fees that banks must pay monthly will be summarized according to the fee schedule as follows:


BIDV ATM card annual fee


For BIDV ATM card annual fee, customers will have to pay correspondingly for each type of card used as follows:


BIDV domestic debit card annual fee
































































Fee typeCharges
Annual fee (calculated by year)
BIDV Moving Card (Customer pays salary)30,000 VND
BIDV Moving Card (current customer)20,000 VND
BIDV Transs Card (Current customers)30,000 VND
BIDV Transs Card (Customer pays salary)30,000 VND
BIDV Harmony card60,000 VND
Student Link Card30,000 VND
Other Link Cards30,000 VND
BIDV co-branded card – Co.op Mart50,000 VND
BIDV – Lingo co-branded card30,000 VND
BIDV – HIWAY . co-branded card50,000 VND
BIDV – SATRA co-branded card30,000 VND
USD foreign currency account link card (magnetic card)60,000 VND
BIDV Smart Card 60,000 VND

BIDV international debit card annual fee


Fees to be paid when using BIDV card
Fees to be paid when using BIDV card

BIDV's international debit card fee schedule for card lines:



  • BIDV MasterCard: The main card is 80,000 VND and the supplementary card is 50,000 VND

  • BIDV Platinum Debit: The main card is 300,000 VND and the supplementary card is 100,000 VND


BIDV credit card annual fee


For credit card lines, the fee schedule will be calculated according to each card class, specifically the fee schedule is shown in the table below:

















































Card classcard typeAnnual fees
Platinum GradeVisa Platinum/Visa Premier/Visa Platinum Cashback

  • The main card is 1,000,000 VND

  • Supplementary card is 600,000 VND


MasterCard Platinum

  • The main card is 500,000 VND

  • Extra card is 250,000 VND


MasterCard Vietravel

  • The main card is 300,000 VND

  • Extra card is 150,000 VND


Gold RankVisa Precious

  • The main card is 300,000 VND

  • Extra card is 150,000 VND


Visa Smile

  • The main card is 100,000 - 200,000 VND

  • Extra card is 100,000 VND


Standard RankVisa Flexi

  • The main card is 200,000 VND

  • Extra card is 100,000 VND




  • Mastercard Vietravel Standard




  • The main card is 300,000 VND

  • Extra card is 150,000 VND


Visa Class TPV

  • The main card is 300,000 VND

  • Extra card is 150,000 VND


MasterCard Standard TPV

  • The main card is 300,000 VND

  • Extra card is 150,000 VND



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BIDV account management maintenance fee


As for the account maintenance fee, BIDV divides by category of fees, which are the management of co-owned accounts at the request of customers; regular account management; special account management at the request of the user; account manager with HMTC. Specifically, the maintenance level of BIDV account management by each category is as follows:


Manage co-owner accounts according to customer requirements:




























Transactions in units of VNDForeign currency trading
Co-ownership initiation fee100,000 VND/time10 USD/time
Termination of co-ownershipFreeFree
Periodic account management fee20,000 VND/account/month2USD/account/month
Charge 6 months/time according to the actual number of months

Regular account management:
















Transactions in units of VNDForeign currency trading
20,000 VND/account/month1 USD/TL/month
Monthly/quarterly/6 months/yearly fee collection period depending on agreement with customers

Special account management at the request of the user:













Transactions in units of VNDForeign currency trading
According to the agreement, at least 30,000 VND/month/1 accountAccording to the agreement, there is at least 3 USD / 1 month / 1 account

Manage accounts with HMTC:

























Transactions in units of VNDForeign currency trading


  • HMTC under 1 billion

  • HMTC under $50,000


50,000 VND/month 2.5 USD/month


  • HMTC from 1 billion VND to 5 billion VND

  • HMTC: 50,000 USD – 250 USD


100,000 VND/month5 USD/month


  • HMTC > 5 billion

  • HMTC > 250 USD


200,000 VND/month10 USD/month

Conclude


The above are BIDV's annual fees that customers need to pay periodically when opening and using a bank card. Account maintenance fee and BIDV's annual fee are mandatory fees that need to be paid. Please take note of these fees so that you can best protect and use your account.


Information edited by Banktop.vn


































































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