Top 15 Latest Online Loan Websites in 2022 with 0% Interest Rate Most Prestigious



Surely in life, everyone will have an urgent need for money but don't know where to borrow? Instead of borrowing money face-to-face as before, it is now common to borrow money online on websites.


This article nganhangnongthon will summarize the top 15+ readers New online loan site 2022. Let's find out now to register!




Top 15 newest online loan websites 2022


Quick loans on the website are the most popular form of borrowing money today. Many people who need investment money, pay tuition fees, and live expenses often "rely" to one of the new online loan websites below:





  • Doctor Dong.

  • Senmo.

  • Money Cat.

  • Tamo.

  • Money Oh.

  • Robocash.

  • Avay.

  • TINVAY.

  • OnCredit.

  • Crezu.

  • ATM Online.

  • Jeff App.

  • Vamo.

  • Findo.

  • Borrow VND.


The most reputable online loan websites in 2022


Let's take a look at the most reputable online loan websites in 2022 through the following table:


App for Online Loans Without Appraisal, Bad Loans





























































STTReputable loan siteEvaluate
firstDoctor Dong

  • Loan limit: 500k - 10 million.

  • Requirements: Just ID/CCCD, living in Vietnam.

  • Age: From 22 to 60 years old.

  • Interest rate: 12% - 18.25%/year.

  • Loan term: 91 days - 182 days.

  • Advantages: It only takes 3 minutes to register, transparent information, quick profile results.


2Money Cat

  • Loan limit: 1 - 10 million.

  • Requirements: Just ID/CCCD, people with stable income.

  • Age: From 18 years old and up.

  • Interest rate: 12% - 20%/year.

  • Loan term: 90 days - 12 months.

  • Advantages: 0% interest rate for new customers, receive money in 5 minutes.


3OnCredit

  • Loan limit: 500 - 20 million.

  • Requirements: Just take a photo of ID card/CCCD.

  • Age: From 18 to 55 years old.

  • Interest rate: 14.2% - 14.6%/year.

  • Loan term: 91 days - 182 days.

  • Advantages: 0% interest rate for the first loan, installments allowed.


4ATM Online

  • Loan limit: 3 - 6 million.

  • Requirements: Just take a photo of ID card/CCCD.

  • Age: From 20 to 60 years old, have a stable income.

  • Interest rate: Up to 12%/year.

  • Loan term: 92 days - 183 days.

  • Advantages: Free interest for the first 14 days, allowing monthly installments.


5Senmo

  • Loan limit: 100 - 20 million.

  • Requirements: Just take a photo of ID card/CCCD.

  • Age: From 21 to 60 years old, with a stable income.

  • Interest rate: 12% - 20%/year.

  • Loan term: 91 days - 182 days.

  • Advantages: Absolute confidentiality of customer information, loans anytime, anywhere.


6Crezu

  • Loan limit: 500 - 20 million.

  • Requirements: Just take a photo of ID card/CCCD.

  • Age: From 18 to 60 years old.

  • Interest rate: 12% - 20%/year.

  • Loan term: 90 days - 12 months.

  • Pros: Loans with any credit history, free of charge.


7Jeff

  • Loan limit: 1 - 30 million.

  • Requirements: Just take a photo of ID card/CCCD, have a bank account.

  • Age: From 18 to 60 years old.

  • Interest rate: 12% - 20%/year.

  • Loan term: 3 - 12 months.

  • Pros: Loans with any credit history, free of charge.


8Vamo

  • Loan limit: 500k - 15 million.

  • Requirements: Just take a photo of ID card/CCCD.

  • Age: From 22 to 60 years old.

  • Interest rate: 12% - 18.25%/year.

  • Loan term: 90 - 180 days.

  • Advantages: The loan allows flexible installments.


9Cashberry

  • Loan limit: 200k - 5 million.

  • Requirements: Just need to take ID card/CCCD, stable monthly income.

  • Age: From 18 to 60 years old.

  • Interest rate: 10.95% - 14.6%/year.

  • Loan term: 92 - 183 days.

  • Advantages: 0% interest rate for the first loan, receive money after 15 minutes.


tenBorrow VND

  • Loan limit: 1 - 15 million.

  • Requirements: Just need the original ID/CCCD.

  • Age: From 22 to 60 years old.

  • Interest rate: 10.95% - 14.6%/year.

  • Loan term: 90 - 180 days.

  • Advantages: 0% interest rate for the first loan, receive money after 15 minutes.



Online loan website has many users 2022


#1 Borrowing Web


If you are in urgent need of money and cannot wait for complicated procedures from the bank, the Tien Oi online loan website will be the quick solution for you. Money Oi is a website that works with the purpose of helping customers solve their financial worries in the simplest and easiest way.


With a completely online loan process at home, no consultation fees and same-day disbursement, Money Loan website has attracted many users recently.


Overview of online loans 24/7 – Money Oi


































How to apply for a loan?Loan support on website and on mobile app.
ProcedureID card/CCCD.
Application processing time15 minutes.
Interest rate12 -18.25%/year.
Level500k - 10 million.
Loan term91 - 181 days.
Support rangeNationwide support coverage

Information about the website to borrow money – Money Oi


New reputable online loan app for quick loans with low interest rates 0%



Management company: Business Master Ltd.


Address: 10th floor, Miss Ao Dai Building, 21 Nguyen Trung Ngan, Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam.


Business registration certificate: No. 0316241530


Issue date: April 22, 2020


Hotline: 1800 88 8882



Mail: [email protected]


Website: Tienoi.com.vn


Advantages of Money Loan website


Money Loan Web is one of the fastest online loan channels with the following advantages:



  • Just need to prepare ID card/CCCD to be able to get a loan.

  • The 0.01% interest rate offer applies to the first loan.

  • The loan limit is quite high, up to 10 million VND for a loan.

  • Regularly organize super hot promotions every week.

  • Super fast, fast money loans in just 15 minutes.

  • Accept customers with low credit scores.


Instructions on how to borrow Money Oi simple



  • Step 1: Go to Money Oi loan website > Fill out all information on the website.

  • Step 2: Wait for the system to review the profile.

  • Step 3: Receive notification of approved profile > Receive money on the same day.

  • Step 4: Complete loan payments.


#2 Web loan TINVAY


Web loan TINVAY is a financial institution lending in Vietnam. TINVAY is developed by CIC DATA. The website supports connection and loan approval from banks and introduces borrowers at: TPFico (TPBank), Mirae Asset, VPBank, Seabank, etc.


Overview of online loans 24/7 – TINVAY


































How to apply for a loan?Loan support on website and on mobile app.
ProcedureID card/CCCD.
Application processing timeDuring the day
Interest rateOnly from 1.67%.
Level10 - 90 million.
Loan term3 – 36 months
Support rangeNationwide support coverage

Information about the website to borrow money – Money Oi


Management company: CIC Data JSC.


Address: 7th Floor, HITC Building, 239 Xuan Thuy, Cau Giay District, Hanoi.


Hotline: (84) 247 108 1688.


Facebook: facebook.com/TinvayVN



Website: https://tinvay.vn/


Advantages of TINVAY loan website



  • Unsecured loan support.

  • Attractive interest rate, only from 1.67%.

  • High loan limit, up to 90 million VND.

  • Simple procedure, quick loan approval.


Steps to borrow at TINVAY loan website



  • Step 1: Customers fill in personal information about the loan.

  • Step 2: TINVAY receives customers' requests for loan registration.

  • Step 3: The system reviews documents, searches for the right loan, has the highest approval rate.

  • Step 4: Wait for TINVAY to call to confirm > Proceed to disburse to customers.

  • Step 5: The customer reaches maturity, completes the loan and terminates the contract.


#3 Web Loans Borrowing Too Easy


Easy Loan Web is not like the above loan websites. This is a unit that aggregates loans in accordance with the needs of customers. Borrowing Too Easy will act as an intermediary between borrowers and lenders. The website will suggest you the best options at the present time.


Overview of online loans 24/7 – Borrowing is too easy

































How to apply for a loan?Loan support on website and on mobile app.
ProcedureID card/CCCD.
Application processing time15 minutes.
Interest rateLess than 20%/year.
Level500k - 15 million.
Loan term4 - 12 months.
Support rangeNationwide support coverage

Information about loan websites – Borrowing is too easy


Management company: SOFI SOLUTIONS Co., Ltd.



Address: NTA Building, 469 Dien Bien Phu, Ward 3, District 3, City. Ho Chi Minh.


Business registration certificate: No. 0315524092.


Hotline: 1900 989 980.


Website: https://vayquade.com/


Advantages of the website Borrowing is too easy



  • Service is available 24/7.

  • Web loan will choose reputable and safe loan sources from potential companies suitable for your needs.

  • Satisfy your needs quickly, process orders instantly.

  • Only ID/CCCD required, no redundant documents required.

  • No need to go to the office, the money is received directly to your bank account.


Instructions on how to borrow money Loans are too easy



  • Step 1: To apply for a loan, please fill out your profile on the Loan Too Easy website.

  • Step 2: Wait for the system to compare with hundreds of lenders > Send you the most profitable proposals.

  • Step 3: You agree to borrow > Receive money > Pay on time.


#4 Home Credit Loan Website


Home Credit is an unsecured unsecured lender. Home Credit belongs to the management company, HOME CREDIT One Member Limited Liability Company. Home Credit is a well-known lender for consumer loans, installment loans to buy motorbikes, cars, electrical appliances, cash,....



Overview of online loans 24/7 – Home Credit

































How to apply for a loan?Loan support on website and on mobile app.
ProcedureID card/CCCD.
Application processing time15 minutes.
Interest rate7.8 – 27.96%/year.
Level5 - 200 million.
Loan term3 - 57 months.
Support rangeNationwide support coverage

Information about loan website – Home Credit


Management company: HOME CREDIT VIETNAM LTD.


Address: G Floor, 8 & 10, Woman Building, 20 Nguyen Dang Giai, Thao Dien Ward, Thu Duc City, HCMC.



Hotline: 1900 633 999 – 1900 633 633


Email: [email protected]


Website: https://vaytienmat.homecredit.vn/


Advantages of Home Credit loan website



  • You can actively check the loan amount without meeting a counselor.

  • Simple loan application, just need ID card/CCCD.

  • Time to receive money quickly, you will receive money as soon as the contract is completed.

  • Apply for a loan completely online.

  • Flexible choice of loan amount and payment term to suit customer needs.

  • Vivid interface, providing a great experience.


Instructions on how to borrow money from Home Credit



  • Step 1: Visit the website to borrow money at Home Credit.

  • Step 2: Enter loan registration information > click “Continue”.

  • Step 3: Enter phone number > Confirm information with OTP code.

  • Step 4: Fill in your personal information completely and take a photo on the system.

  • Step 5: Carefully review the completed information, interest rate, limit > click "Agree to contract terms" > Select "Continue" to complete loan registration.


Borrowing money online is a scam or not?


For those who are new to borrowing money online for the first time, they will be afraid of fraudulent online loans. However, the above lending websites all have reputable companies with clear business licenses, so you can rest assured.


However, online transactions will still come with risks that need to be avoided such as: getting a loan from a fake website, not reading carefully the terms of interest rates, forgetting to notify you to stop renewing loan contracts, and loan information. exposed…. Therefore, to avoid the above risks, you should still be more careful when borrowing online.


Notes when borrowing money online


Some notes when borrowing money safely online that you should refer to are as follows:




  • Read carefully the loan terms, how to borrow safely.

  • Do not download or click on websites that are suspicious of impersonation or unclear advertising.

  • If you borrow a large amount, you should still consider borrowing at a bank to avoid being charged too high interest rates.


Thus, the above article nganhangnongthon has compiled for you the top 15+ pages new online loan website year 2022. Hope this information will be useful to you. Hope you find a reputable lender.





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