What to invest with a capital of 300 million VND to be efficient? 300 million is not a very small amount of capital, so it is extremely reasonable to invest in business. If you do not know what to invest in business with 300 million, this article will give you effective investment suggestions. Follow along to see which ideas I will fit below!
What do you save or invest when you have 300 million?
Many people will wonder what they should save or invest in business with 300 million. Which option would be more profitable at this point?
- In case of saving with 300 million: Safe and stable form of savings deposit with an interest rate of 4-7%/year depending on the term. That means after a year you will receive about 12-21 million/year, from 1 to 1.75 million/month. The amount of interest received is stable, safe but quite low to be able to meet the living needs and generate a large income in the long run. In addition, if economic inflation occurs, deposit interest rates will no longer be attractive.
- What else to invest with capital of 300 million? The form has more opportunities for you, but the risk is also not less. However, business is not simple with many risks from the market.
In general, with 300 million, what to invest depends on the taste of each person. Are you risk-averse, "high dose" or safe, low risk. But in reality, business investment with 300 million brings more money-making opportunities. It helps you to generate income while also accumulating knowledge, skills and experience. It is better for young people to risk business investments to accumulate for the future with stable finance.
So what to invest with capital of 300 million dong in 2022?
Investing in a grocery store business - 300 million, what to invest?
Opening a grocery store with a capital of 300 million is an attractive option chosen by many young people when they are married.
The advantages of choosing to invest with a capital of 300 million and a grocery store are:
- Trading in essential items, high market demand and the opportunity to recover capital quickly.
- The business investment model is simple and does not need to have an overly complicated strategy.
- The small initial investment cost is suitable for those with a thin capital.
Some limitations for you to consider more carefully:
- Profit "dripping" - ie commissions on each product sold little, you will only have a lot of profit when selling in large quantities. The frequency of products sold is stable and there are familiar customers.
- Competition is high because there are many grocery stores and mini supermarkets in the market today.
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Invest with a cafe - what to invest when you have 300 million VND
Vietnamese people often have the habit of sipping coffee and chatting outside, this demand increases sharply not only in urban areas but also in rural areas. With a capital of 300 million, you can completely invest in a cafe to have a stable income.
The trend of opening coffee shops of young people is increasing and is extremely suitable for those who do not know what to invest with a capital of 300 million. However, this option will also have pros and cons for you to consider more carefully.
Advantages of investing in a coffee shop business:
- The business model has never been out of fashion, sustainable in the future. Because of the need to use coffee and drinks and use this space to meet.
- Profit from this business model is high and a stable customer base will make it easy for you to recover your capital.
Limitations of the model
- With a capital of 300 million, it will be difficult for you to choose a large and large-scale business premises.
- Highly competitive, your shop must be unique, different, delicious drinks, etc. to attract customers.
- If this is a "left hand" business direction to generate more income, you will have to hire employees to manage, which will be quite expensive.
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Homestay investment – what to invest with a capital of 300 million VND?
The homestay model is attracting many young people's attention today, especially in tourism and resort development areas. Homestay is loved by many young people when traveling to new lands, discovering local culture and lifestyle as well as customs. The trend of many people choose to invest in homestay to create passive income with great profit.
Advantages of investing in homestay:
- This model will help you quickly recover capital, high profit, especially during peak tourist season.
- A sustainable, long-term business form that can be scaled up when a development path is found in the right direction.
- This business model is suitable with a capital of 300 million, with the solution of subleasing, repairing and subletting tourists.
Some limitations of the homestay model:
- This form will have risks from the market such as epidemics, competitors, ... you need a long time to recover capital and make a profit.
- Requires you to have knowledge and understanding of the accommodation model business. Because this model needs unique ideas, attracting customers and matching new trends.
- It takes a lot of time to manage, monitor and operate. If you hire a manager, it will be very expensive and difficult to control yourself
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Above are a few investment ideas with a capital of 300 million that Market Hot News would like to suggest to you. In general, each model will have its own advantages and disadvantages, but we believe that as long as you accumulate enough knowledge, skills and experience, those things will not make it difficult for you. I wish you success in starting a business with the capital of 300 million that you have!