The Fastest and Most Detailed Guide to Opening a MB Credit Card

MB . credit card Card is one of the most popular and used cards by customers today. In the article below, customers can refer to the detailed conditions, procedures and how to apply for MBBank card opening from AZ.

What is MB Military Bank Credit Card?

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MBBank credit card

MBBank credit card is a card product issued by MBBank military bank. Credit cards allow customers to spend first and refund later. The bank will give customers a limit for payment and spending. You will "borrow" money from the bank in advance to spend and need to pay back within 45 days.

see more: What is MBBank?

Advantages of MB . Bank Credit Card

Advantages of MB's card are:

  • Spend first, refund later, interest free for 45 days.
  • Pay anytime, anywhere, pay bills, shop and use domestic and international services.
  • Customers enjoy incentives, promotions, refunds, redemption points, etc.
  • Payment for shopping on domestic and foreign e-commerce platforms.

Types of MB Credit Cards Issuing

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Military Bank credit cards

Currently, MB is issuing 2 credit card products which are:

  • MB JCB Sakura international credit card
  • MB Visa international credit card

MB JCB Sakura international credit card

  • MB JCB Sakura Classic International Credit Card
  • MB JCB Sakura Platinum International Credit Card
  • MB JCB Sakura Gold International Credit Card

MB Visa international credit card

  • MB Visa Platinum Credit Card
  • MB Visa Gold Credit Card
  • MB Visa Classic Credit Card

MB . Credit Card Opening Conditions

Conditions for opening a credit card of Military Bank are:

  • Be a Vietnamese citizen or a foreigner residing in Vietnam
  • Individuals aged 18 years or older.
  • Having household registration/KT3 at the place where MB bank has a branch/transaction office.
  • Minimum monthly income from 5 million VND/month
  • The client's working history at the current unit/company is at least 1 year or more
  • Labor contract from 1 year or more and the remaining term of the contract is at least 6 months
  • Have salary transferred to account or cash

MBBank Credit Card Opening Documents

Customers can open a card with a third-party credit, mortgage or guarantee.

For credit documents

  • Original registration certificate with terms of card issuance and use provided by MB.
  • Copy of valid ID card or passport
  • Copy of Passport / KT3; or residence permit, valid Visa
  • Copy of labor contract, appointment decision, promotion decision, salary increase....
  • Copy of salary sheet, salary receipt, account statement for the last 3 months.

For the application for opening a card with a 3rd party guarantee

  • Original guarantee form of the unit
  • Original international credit card issuance registration certificate
  • Copy of valid ID/Passport as prescribed by law
  • Documents related to collateral (original)

For mortgage card opening documents

  • Original copy of international credit card issuance registration form according to the bank's form
  • Copy of ID card; or Passport still valid as prescribed by law
  • Documents related to collateral (original).

Instructions to Apply for Military Credit Card

Customers can register to open a card directly at the transaction counter or online on the website.

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Instructions to register for MB credit card

Open MB Online Credit Card

The steps to open an online card are:

  • Step 1: Visit MBBank's homepage https://mbbank.com.vn/
  • Step 2: Choose to apply for a visa card.
  • Step 3: Fill in your personal information and other information in the card opening registration.
  • Step 4: Enter Auth Code.
  • Step 5: Check “I agree to the banking terms”. Then, check the information and click Sign Up.
  • Step 6: Waiting for the results of the bank's approval.

Open a Credit Card at the Counter

To open a credit card at a counter, customers only need to follow these steps:

Step 1: Prepare all required paperwork to the nearest MB branch/transaction office.

Step 2: Get the order slip and wait for your turn to trade

Step 3: Enter the counter printed on the ticket

Step 4: Present ID card/passport and request to open MBBank credit card

Step 5: Bank staff receive the request

  • Receive the card issuance application form and complete the information
  • Bank staff receive the application and verify the information in the file
  • Choose a credit card that suits your financial ability

Step 6: Complete

  • Agree on the MB credit card product to open with the bank staff
  • Receive appointment letter for card collection date from bank staff

Note the MB bank's working hours when opening a card at the transaction office.

MBBank Credit Card Usage Fee Schedule

The fee for using the card service that MBBank is applying is:

Fee typeMB . credit cardCharges
1. Issuance feeVisa card
  • New issuance of standard class (including primary and supplementary cards): 100,000 VND/card
  • New issuance of gold class (including primary and supplementary cards): 200,000 VND/card
  • New issuance of platinum class for primary/sub-card: 300,000 VND/card
JCB Sakura Card
  • New issuance of standard class (including primary and supplementary cards): 100,000 VND/card
  • New issuance of gold class (including primary and supplementary cards): 200,000 VND/card
  • New issuance of platinum class (including primary and supplementary cards): 300,000 VND/card
SSC . CardFree
2. Annual feeVisa cardMain card:
  • Standard class: 200,000 VND/year
  • Gold: 500,000 VND/year
  • Platinum grade: 800,000 VND/year

Supplementary Card:

  • Standard class: 100,000 VND/year
  • Gold class: 200,000 VND/year
  • Platinum grade: 600,000 VND/year
JCB Sakura CardMain card:
  • Standard class: 200,000 VND/year
  • Gold class: 400,000 VND/year
  • Platinum grade: 600,000 VND/year

Supplementary Card:

  • Standard class: 100,000 VND/year
  • Gold class: 200,000 VND/year
  • Platinum grade: 300,000 VND/year
SSC . Card200,000 VND/year
3. Withdrawal feeAll types of cards
  • On MB's ATM: 3% of the transaction amount, at least 50,000 VND
  • On another bank's ATM: 4% of the transaction amount + Collected payment bank fee (if any). Minimum 50,000 VND.

see more: Latest updated Mb bank fee schedule

MB . Credit Card Interest Rate

The latest updated credit card product interest rates applied by MBBank are in the following table:

Product/customer groupCard class
Standard (Classic), Gold (Gold)Platinum (Platinum)
MB Visa credit card
Normal customer23.9%22.9%
Military customers22.9%21.9%
MB JCB Sakura credit card
Normal customer23.9%22.9%
Military customers22.9%21.9%
Link card VINID MB VISA23.9%
MB JCB SSC international credit card23.9%

What is the MBBank Card Overdue Interest Rate?

If within 45 days, the customer is unable to pay all or 5% of the outstanding balance, the bank will apply a late payment penalty fee. The minimum penalty fee is 3%, the maximum is 8% of the late payment amount.

Can MB Credit Card Withdraw Cash?

MBBank credit card can withdraw 100% cash of limit at ATMs of all banks nationwide. Withdrawal fee is 3% of withdrawal amount plus payment fee.

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Conclusion

MB . credit card There are many offers and benefits for customers. Through the above article, customers can refer to the service fee, interest rate and penalty fee that MB bank is applying. Customers can register to open a card online or directly at the counter.

Information edited by: lamchutaichinh.vn

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