Quick loan in Hanoi just need ID card / CCCD 0% most prestigious interest rate 2022

Summary of rhymes about Quick loan in Hanoi that you need to know. This article will introduce in detail useful information about online loans in Hanoi today.

List of quick loans in Hanoi with low interest rates 2022

Summary of financial companies that borrow money online in Hanoi with the lowest interest rates.

Borrowing unit Level Interest rate
Doctor Dong 500,000 VND – 20,000,000 VND 12 - 20%/year next time
MoneyCat 500,000 VND – 20,000,000 VND 0% first loan, 12 - 18.25%/year next time
Senmo 1,000,000 VND – 18,000,000 VND 0% first loan, 18.3%/year from next loan
Robocash500,000 VND – 20,000,000 VND From 12 - 20%/year next time, 0% first time
Avay 500,000 VND – 80,000,000 VND From 12 - 20%/year
Vamo 500,000 VND – 20,000,000 VND 0% loan for the first time, 12 - 18%/year for the next time
Jeff App 500,000 VND – 20,000,000 VND From 16-18%/year, 0% first loan discount
Money Oi 500,000 VND – 20,000,000 VND 18.1%/year next time, 0% first loan
Crezu 1,000,000 VND – 17,000,000 VND 18%/year 2nd loan
Borrowing Too Easy 500,000 VND – 20,000,000 VND 0% loan for the first time, 3.65%/year for the next time
Findo 500,000 VND – 20,000,000 VND From 12 - 20%/year

Prestigious Hanoi loan conditions

Similar to other borrowers, quick loans in Hanoi also require customers to ensure basic conditions such as:

  • Vietnamese citizens between the ages of 18 and 60 years old

  • Take full responsibility for your personnel behavior

  • Must have valid ID/CCCD or household registration book, proof of residence

  • Customers in Hanoi area

  • ATM card or official bank account number for disbursement

In addition, to borrow money in many different loan packages with higher loan limits, you need to have more other documents. These are some documents proving income such as payroll, employment contract, bank statement, car sleeper, life insurance contract, etc.

App for Online Loans Without Appraisal, Bad Loans

Fast loan limit in Hanoi

Loan services in Hanoi are diverse and simple. Borrowers can quickly borrow money easily. However, each different loan limit will have its own requirements suitable for borrowers. You can consult to choose the most suitable loan amount for you.

  • Limit 1: Loan at the lowest level from 5 million VND to 10 million VND.

  • Limit 2: The average loan amount is from 10 million VND to 30 million VND.

  • Limit 3: Loan amount from VND 30 million to VND 50 million.

  • Limit 4: Choose a loan from VND 50 million to VND 100 million.

  • Limit 5: Loans of VND 500 million or more.

Types of loans in Hanoi with a limit of up to 100 million VND

With the development of the economy, people's consumption needs are increasingly diversified. Therefore, there are many different types of financial loans for borrowers to choose from as follows:

  • Borrowing according to payroll or labor contract

  • Borrow according to the bank account statement

  • Borrowing through a life insurance policy

  • Borrow according to electricity/water bills

  • Borrowing through other credit contracts

  • Borrowing with a car

  • Borrow according to credit card statement

  • Borrow cash only need ID card/CCCD and household book

Loan limit for customers can be up to 100 million VND when you have a plan and pay on time.

Preferential loan interest rate with only 1.58%/month in Hanoi

Borrowing money online in Hanoi is not only fast, but borrowers also receive preferential low interest rates. Prominent as borrowing money at Mira Asset Finance with 1.58%/month, equivalent to 19%/year. The loan term is also extended from 6 to 36 months so that the borrower can take the initiative in a reasonable payment time.

New reputable online loan app for quick loans with low interest rates 0%

Other loan apps/applications also guarantee low interest rates below 20%/year. Therefore, Hanoi customers can rest assured to choose the above reputable loan company to borrow money when needed.

Borrowers need to be cautious, think about their own finances and participate in debt payments on time. Estimate the interest and principal to be paid according to the loan term to avoid insolvency and bad debt.

Locations to support quick money loans in Hanoi

With large financial resources, major districts in Hanoi have been able to deploy capital support services for customers including:

  • Districts such as: Hoan Kiem, Cau Giay, Ba Dinh, Tay Ho, Dong Da, Thanh Xuan, Hoang Mai, Ha Dong, Long Bien, Bac Tu Liem, Nam Tu Liem.

  • Districts: Thanh Tri, Dong Anh, Soc Son, Gia Lam, Thanh Oai, Ba Vi, Dan Phuong, Chuong My, Me Linh, Phu Xuyen, My Duc, Thach That, Ung Hoa, Son Tay, Thuong Tin,...

Note: With today's online loan, you only need a phone connected to the Internet to borrow money immediately without worrying about geographical distance.

Advantages of fast loans in Hanoi

Quick loans in Hanoi have won the trust of customers with the following advantages:

  • No strict discrimination on borrowers, just meet the basic requirements to have an ID card/CCCD to be able to borrow money

  • Fast online loan support without face-to-face meeting

  • High-level loans according to customer needs and flexible installment support

  • Repay the loan anytime within the pre-maturity period and without penalty fees

  • Commitment to customer information is absolutely confidential

  • Loan support at the right time, solve all difficulties

A simple way to borrow money for Hanoi customers

In the era of technology, borrowers with necessary financial needs only need to make an easy online registration by phone. Loan applications all support online loans without having to meet in person.

Here are ways for you to get a quick loan in Hanoi such as:

  • Way 1: Apply for a loan on an App, such as My Finance, Senmo, etc. You only need a phone connected to the Internet to be able to apply for a loan right away. Loan apps are supported on both iOS AppStore and Android Play Store platforms.

  • Way 2: Call the Hotline number or Fanpage message to get support and quick loan from the consultant.

  • Way 3: Apply for a loan right on the official website of any loan partner you want. Most financial institutions and companies have a website system for customers to register for a loan. You only need a few minutes to provide information and click submit for automatic approval.

After that, the loan will be disbursed quickly to your bank account.

Fast cash loan process in Hanoi

Step 1: Receive documents and receive advice for customers

When you come directly to the bank or credit institution, you will be supported by a consultant in detail. In it, you need to know about the loan, the application, the interest rate and the appraisal process.

Step 2: Wait for appraisal and approval

After you are provided with documents by the staff according to the regulations of the lending unit. You will provide the necessary personal information such as full name, phone number, address, etc. Provide ID/CCCD for staff to make a copy of for application and ensure that it is suitable for the loan.

Step 3: Sign a loan contract with a customer

The customer and the lender will agree on the terms and date of loan payment. After that, the two parties will sign a loan agreement.

Step 4: Disburse the loan now

After the contract is signed, the lending partner will disburse the loan to the customer. Loans can be transferred to the customer's bank account or received in cash immediately at the request of the customer.

Current outstanding Hanoi loan packages

Loan packages in Hanoi have a fixed limit and installment period. Borrowers need to consider carefully before taking out a loan to choose the right loan package for them.

Online unsecured loans disbursed in a few minutes

  • Unsecured loans only with ID card/CCCD or household registration book

  • Borrow money via Sim

  • Quick loan according to the salary sheet

  • Unsecured loans thanks to electricity and water bills

  • Consumer loans online through life insurance

Online installment loans with low interest rates

  • Installment loan by day, interest by day

  • Weekly installment loan, weekly interest calculation

  • Borrowing monthly installment, interest calculated by month

  • Borrowing in installments by year, interest by year

Experience of borrowing money quickly in Hanoi in 24H

Borrowing hot, urgent money always contains risks. Borrowers can learn more from the experiences of previous borrowers who recommend:

  • You need to carefully find out information about the borrower such as company name, business registration certificate, etc.

  • Compare interest rates between loan apps to make a reasonable choice

  • Register with complete and accurate information

  • Provide a statement of a stable source of income to borrow at a high limit

  • Consider borrowing money and suitable installment terms, ensuring your life balance

Some notes when borrowing money online urgently in Hanoi

If you really need a quick loan in Hanoi, you should note some of the following points:

  • Choose a super-fast loan application, get a quick loan to get disbursed soon

  • Many web/app loans with 0% interest for the first time that you should choose

  • Note that bad debts in different groups are still supported by apps to borrow money

  • Think carefully about the purpose of using the loan, not because of unnecessary purchases, but to borrow money

Answering questions about quick loans in Hanoi

Is it difficult to get a quick loan in Hanoi?

Current form of fast loans with many preferential policies and the support of technology platforms. Therefore, borrowers can easily borrow money. In particular, loan applications have a simple loan process, just need an ID card/CCCD to get a loan immediately.

I have bad debt, can I get a loan?

Bad debt customers in Hanoi are still supported to borrow. However, for bank installment loans, it is not applicable to customers with bad debt.

How to pay a loan in Hanoi?

There are many forms of payment for borrowers in Hanoi, you can refer to the following ways:

  • Payment by post, collection points such as Viettel Post, Vinmart, ...

  • Pay online via e-wallets like Momo, Viettel Pay, ..

  • Payment by direct transfer through the account number of the financial company, the loan application.

Note: Customers should pay the loan 2 days before the due date to avoid being late and the risk of paying penalties.

All information about Quick loan in Hanoi have been summarized by us above. Borrowers who have needs can refer to and update these new information. Hope you will have more suitable choices and borrow money when it is really needed!

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