Currently, life insurance is a product that many people are interested in. Not only helps the payers to protect their health, but also can save financial investment in the future. In Vietnam, there are many insurance companies with good quality and customer service attitude, including AIA.
But because I don't know Which country is AIA's insurance company? So many people are still afraid. Today's article nganhangnongthon will help you answer the above question!
Information about insurance company AIA
Today, many people are gradually realizing the importance of insurance in their daily lives, so they have begun to learn. The insurance industry is one of the hot industries that many people are interested in. Here, let's find out more about AIA insurance company information.
AIA is the insurance company of which country?
AIA is the world's largest listed life insurance group with Asian origin. In which, AIA Vietnam is a member of this powerful group. Established in 2000, AIA Vietnam has become a branded insurance company trusted by many customers.
In terms of origin, AIA group of American founder Cornelius Vander Starr was founded in 1919 with an office in Shanghai, China. However, so far, AIA has moved its headquarters to New York City, USA. AIA's development scale has so far expanded worldwide, present in 18 countries.
Through a long and persistent development, AIA has served more than 36 million individual customers, more than 16 million group membership contracts, with a total asset value of up to 284 billion USD. AIA Vietnam alone, in 2019 welcomed more than 1 million customers with great sales in the same year. AIA insurance company is currently in the top of the best company in Vietnam market.
History of establishment and development of AIA insurance
- 1919: Life Insurance with 100% foreign investment AIA was founded by Mr. Cornelius Vander Starr from a small insurance agency office located in Shanghai.
- October 2010: AIA officially listed shares on the Hong Kong Stock Exchange.
- April 2011: AIA's stock became one of the stocks that make up the Hang Seng Index (Hang Seng Index – HSI).
- To date: AIA Insurance Group has become one of the most dynamic and attractive life insurance markets in the world with the right business strategy.
- For nearly a century, with new initiatives, AIA has always held a strong position and ensured financial stability for customers in the Asia Pacific region.
Available products of AIA insurance
AIA is an insurance company that is always interested in life cohesion, designing support product packages to solve customers' worries such as:
- Protection against risks.
- Secure your child's educational future.
- Protection against accidents and diseases.
- Peaceful retirement.
- Save and invest.
Currently, AIA Vietnam is providing individual and corporate customers with 7 prestigious product packages in the market. Let's take a closer look at AIA's current insurance products below.
Product "Financial Safety"
With the goal of "Financial safety", customers will be more assured with future plans that will be insured in all situations. The most prominent is the product "Premium Lifetime Happiness", which is a flexible solution that provides comprehensive protection and effective savings for you and your loved ones.
Conditions for participating in the product package "Premium Lifetime Happiness":
- Age of Insured Insured: 30 days old - 65 years old.
- Contract termination age: 100 years old.
- Policy Term: The policy anniversary immediately following the insured's 100th birthday.
- Paying premiums: To ensure the good implementation of their financial plans, customers need to pay premiums as planned. During the first 4 policy years, the selected base premium is the minimum premium to be paid in full.
- Payment period: Annual, semi-annual, quarterly and monthly.
Benefits of the "Premium Lifetime Happiness" product package:
- Total and permanent total disability insurance.
- Make sure to increase the amount of coverage on important events.
- Increase benefits for non-smoking customers.
- Financial support when customers have cancer.
- Insurance benefits increase if customers pay the premium in full and on time.
- Contract maintenance bonus.
- Benefit from investment results.
- Withdraw from account value.
- Contract maturity benefits.
Product "Ensure your child's educational future"
With the goal of protecting children's outstanding growth and improving their education in the future, AIA has launched the "Balanced Complete Insurance" protection package. This package will help you to plan thoughtfully for the future so that your child can continue on the path to academic success in the future, no matter what happens.
"Completely balanced insurance" will accompany you on the path of accumulating education for your children until adulthood, and at the same time, it will also be a balanced fulcrum to help you protect your finances and health in the future.
Conditions for participating in the product package "Ensure your child's educational future":
- Age of participation: 30 days old – 65 years old.
- Contract period: 100 years old.
- Period of payment: Year, half year, quarter, month.
Benefits of the product package "Ensure your child's educational future" brings:
- Helping parents have a balance in health and finances to help their children step into the future with peace of mind.
- Receive an additional 25% of the premium for cancer.
- Paying from 1-100% of the insurance amount according to the type of injury caused by an accident.
- Receive 100% of the insurance amount when the customer dies or is terminally ill.
- Receive 15% of premium when customers 15 years of age and older are non-smokers.
Product “Save and Invest”
With the outstanding product package "Step to the future" will help customers feel secure to accumulate and invest their financial resources in the future. This product is suitable for those who want to invest but are afraid because the capital is too large to meet, or hesitate for many reasons, "Step to the future" will offer suitable solutions for you. .
Conditions for participating in the "Step to the Future" package:
- Age of participation: 30 days old – 65 years old.
- Fee payment term: Equal to the contract term.
- Period of payment: Year, half year, quarter, month.
Benefits of the "Step to the Future" product package:
- Increase assets from long-term investment results.
- Manage risk in both investment and life.
- Potential long-term interest rates.
- Actively choose and flexibly adjust investment plans.
- Managed by a leading fund management company in Vietnam.
- Financial security against cancer, total, permanent disability, and death.
- Change protection level according to need in each life stage.
Product "Insurance for risks due to accident"
Accidental risk insurance has a prominent product package called "Peace of mind on the road". This is a financial protection solution to help you feel secure against the risks of accidents when traveling on motorbikes.
Conditions for participating in the product package "Peace of mind on the road":
- Payment period: 1 year.
- Contract period: 1 year.
Benefits of the "Peaceful Highway" product package:
- If unfortunately die due to a motorcycle accident, the customer will immediately receive 100% of the insurance amount to help the family soon overcome the difficult period and stabilize their life.
- If the customer is unfortunately not killed due to a motorcycle accident, the customer will receive 1% of the insurance policy to support post-mortem expenses.
- Customers will receive 100% of the insurance amount immediately in case of unfortunate injuries such as third-degree burns, or loss of two limbs, or coma due to a motorcycle accident.
Product "Health insurance and critical illness"
The outstanding product in health insurance and critical illness is the “Completely healthy product” package. Health is the most precious thing for everyone. Currently, serious diseases, cancer are gradually rejuvenating, so owning this product package is essential. AIA's products will help you protect your finances and feel secure against any illness if you are unfortunate enough to encounter it.
Conditions for participating in the product package "Completely healthy product":
- Age of participation: 30 days old – 65 years old.
- Contract term: Calculated from the effective date of the contract to the anniversary date of the policy when the insurer reaches 100 years of age.
- Period of payment: Year, half year, quarter, month.
Benefits of the “Completely healthy product” product package:
- Complete protection against all stages of cancer and 68 common fatal diseases.
- Support to maintain contract validity and cancer screening costs.
- Enjoy maintaining the contract and benefit from the general association fund.
- Premium maintenance bonus.
Product "Golden age of comfort"
After decades of hard work and non-stop, the "Premium Lifetime Happiness" insurance product package will be the reward for a comfortable life for you.
Conditions for participating in the product package "Premium Lifetime Happiness":
- Age of participation: 30 days old – 65 years old.
- Contract period: 100 years old.
Benefits of the "Premium Lifetime Happiness" product package:
- Total and permanent total disability insurance.
- Make sure to increase the amount of coverage on important events.
- Increase benefits for non-smoking customers.
- Financial support when customers have cancer.
- Insurance benefits increase when customers pay the premium in full and on time.
- Contract maintenance bonus.
- Benefit from investment results.
Is it true that AIA company scams customers and recruits?
Whether the rumor of AIA company fraud is true or not is a question that many people are interested in. AIA is a completely reputable insurance company, operating in accordance with the provisions of Vietnamese law, so the assessment of AIA fraud is not true. If yes, then only if the customer encounters one of the following mistakes, leading to the aforementioned rumors:
- Because a small number of customers have not read carefully the terms of the contract, or canceled or violated the contract, insurance cannot pay.
- Customers falsify information, provide health information, medical history that is inaccurate compared to reality until it is discovered that they have a disease but hide it. In such a case, AIA or other insurance companies will not accept payment.
- For those who violate traffic laws, intentionally cause accidents to take advantage of insurance money, etc. will also not be considered for compensation.
- Many rumors that AIA multi-level recruitment company scams are not true. Because the company operates with a clear legal status, moreover, most insurance companies operate a multi-level model but bring efficiency, high quality and do not deceive applicants 100%.
So this article nganhangnongthon has answered you about the origin AIA is the insurance company of which country? Is there a scam or not? Hopefully, through the above content, you have learned more about this leading insurance corporation. Hope everyone chooses the right insurance package for themselves.
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