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Findo online loan 4 million only ID card, 30 days 0% interest

Are you a business person who needs a large amount of money to rotate capital? Borrow money online is the best solution currently. Findo – one of the websites that provides loan packages suitable for each customer's conditions.

Findo . online loan application information

Loan250,000 - 15,000,000 VND
Period90 – 180 days
Loan conditionsJust ID card
Interest rate12% ~ 20%
Service fee (consultation, processing documents)There is a fee
Age20 - 60 years old
Approval time15 minutes
Loan formBorrow money online
FileID/CCCD + Bank account
Endow0% interest for the first loan

A few features about Findo

Do you have a lot of experience with unsecured loans or a few registrations? online loan app with the most reputable financial institutions. So it will surely be known that behind the success of these lending web/apps are reputable limited companies, experienced in two fields at the same time, that is Fintech and online credit.

Findo - one of the websites that provides suitable loan packages
Findo – one of the websites that provides suitable loan packages

Sofi Solution ensures prestige for many individual customers who have quick loan through this company's platforms. And recently, the lending community was surprised by Findo, a money lending website. Online transfer and approval rate up to 99.99%, compromise for all customers who need money but want basic interest rate, simple procedure.

Findo loan application management contact information:

  • Business Registration Certificate No. 0316718189 issued by the Department of Planning and Investment of Ho Chi Minh City on 22/02/2021
  • Address: 54 Street No. 4, Cu Xa Do Thanh, Ward 04, District 3, City. Ho Chi Minh City
  • Tel: 1900 866 645
  • Customer care: 1900 866 851
  • Payment support: 1900 866 645
  • Email: /
  • Working hours: Monday - Friday: 8:00 - 18:00

What are the outstanding features of Findo loan?

When you first visit the Findo-Kredit website, you will not be surprised, because the interface not only brings enjoyment to the viewer, but also ensures information security, making us also have to admired for its transparency and safe technology integration for consumers.

Findo loans have many outstanding advantages
Findo loans have many outstanding advantages

Features of Findo:

  • Provide loans from 1 to 17,000,000 VND
  • Free 30-day interest rate for first time borrowers with many preferential policies.
  • Pay attention to online loans, not face-to-face, but automatically transfer money.
  • Say no to the loan application to access contacts, customers do not need to provide information about friends and relatives.

Review Pros and Cons of Findo Online Loan Application


Application monthly installment loans just need CMDN Findo has some outstanding advantages such as:

  • Offer: Free first loan up to 30 days, borrow from VND 4 million
  • Loan limit: 1 - 5 million (old customers borrow up to 15 million VND)
  • Loan term: 90 - 180 days
  • Interest rates are only from 12% - 20% per year
  • Review your profile in just 3 minutes
  • No guarantee documents or proof of income are required
  • Apply for a loan 24/7 quickly, conveniently and easily
  • Vietnamese people between the ages of 20 and 60, have a job with a stable income
  • Just prepare your ID card/Citizen ID card and a portrait
  • Support area: nationwide


Besides the advantages, Findo still has some limitations such as:

  • The loan limit is not high, it is difficult to meet the needs of customers who want to borrow large amounts of money.
  • The installment period is short.
  • Interest rates are higher than when borrowing from a bank.

Findo loan payment time

Findo supports customers with flexible loan periods. You can choose a minimum of 90 days and a maximum of 180 days. The first loan you pay in 30 days will enjoy a 0% interest rate.

Loan interest rates in Findo

Findo is headquartered in District 3, Ho Chi Minh City, business license number 0315524092 and information is public. Interest rates range from 12% to 20%/year.

This is the interest rate set by the state bank. Therefore, banks and other lenders must comply to operate in this credit field.


  • First time borrowers: Loan limit of 2 million VND for a period of 30 days, interest rate 0%, service fee 0 VND.
  • Borrowing for the 2nd time onwards: With a loan of 2 million VND, the loan period is 30 days, interest and fees are 1,380,000 VND.

Findo loan conditions

Findo borrowers:

  • Borrowers from 20 to 60 years old.
  • Findo supports loans nationwide (except for those living in islands and seas).
  • Priority is given to those who work with income from 3 million VND/month.
  • 100% online loans, people with bad debt group 2 can still borrow.

Detailed instructions on how to borrow Findo money to disburse the fastest

Step 1: choose a loan limit

You drag to the loan limit you need to borrow and then select Register now.

Step 1
Step 1

Step 2: Fill in personal information

Additional personal information such as:

  • Full name
  • ID number/CCCD
  • Phone number.

Next validate the code from the system sent to your registered phone number. Fill in the email field to complete the profile of personal information.

Step 3: Complete career information – Personal income

You need to fill in the information about occupation and income information. How much your monthly income - How much is stated in the request form.

Step 3
Step 3

Step 4: Provide relatives information

Next, you need to fill in the information of a relative, including:

  • Relatives' names
  • Relationship with you
  • Relative's phone number

Step 5: Update loan disbursement information at Findo . app

Specify the bank account number in use. This is the account number to receive money when the application is approved and disbursed.

Step 6: Verify personal information

  • Take a picture of the front of your ID/CCCD
  • Take a selfie with your ID/CCCD (as shown in the picture)

Step 6
Step 6

Step 7: Fill in the address of the place of residence

  • Fill in your address information: Province/City, District/District, Ward/Commune, Street/House No./Apartment… click here Continue and wait for a few minutes to receive the loan approval results.

How to pay the Findo loan

Borrowing Findo is simple, so loan payments are also very simple. Sofi Solution company has a team of experienced Digital staff to help customers feel a lot of convenience from the online loan process to loan payment.

Findo loan payment through Momo e-wallet
Findo loan payment through Momo e-wallet

Borrowers can pay through the following methods:

Bank transfer

Go to the application/website of the bank, select “Payment”. Customers enter the recipient's account number, select "Monthly installment payment".

Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank):

  • Account name: FINCAP VN Co., Ltd
  • Account number: 1021 565 555
  • Content billing: HD payment [Số CMND]

Vietnam Prosperity Joint Stock Commercial Bank (VPbank):

  • Account name: FINCAP VN Co., Ltd
  • Account number: 241 582 272
  • Content billing: HD payment [Số CMND]

Payment via e-wallet (MoMo, Zalo Pay)

Please access the appropriate wallet, select "Installment list" → Select "Findo", enter the contract code or CCCD/CMND number.

The detailed steps are as follows:

  • Step 1: Open the MoMo wallet application on your phone, Log in
  • Step 2: At the main screen, enter the keyword "Findo” in the search box; or select item Finance Insurance > Loan payment > Findo
  • Step 3: Enter your ID/CCCD Number
  • Step 4: Check information and amount, press Paythen press Confirm to complete.

FQA – Some Questions When Borrowing Findo

Is it possible to get multiple loans at Findo at the same time?

You can only have one loan with at a time.

Is it possible to extend a Findo loan when the payment date comes?

You can request an extension of the payment due date up to 30 days.

Can I pay off my loan early?

You can prepay your loan any time after the loan has been disbursed.


Thus, it can be said that the Findo online loan form will help you solve financial difficulties simply and quickly. With simple procedures, large limits and low interest rates, we will bring you the most suitable loan package. Hope the post is from the source Taichinhz This will help you easily choose the right loan package.

See more:

  • Learn online loan application borrowing what?
  • Learn online loan application what?

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Diệp Quân
Nguyen Manh Cuong is the author and founder of the vmwareplayerfree blog. With over 14 years of experience in Online Marketing, he now runs a number of successful websites, and occasionally shares his experience & knowledge on this blog.

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