Can under 18 years old get Vietcombank ATM card? How to open the card

Under 18 years old can get Vietcombank ATM card are not? This is one of the questions asked by many customers. For those of you who are students who want to open a bank account. But have not learned about the age of Vietcombank card making.

To know if you are eligible to open an account as well as make a bank ATM card. Please follow the information that we want to give you in today's article.

Find out what is Vietcombank ATM card

With today's growing needs. People always aim for convenience in work or their own needs. Vietcombank too, with the development today, the bank has changed the form of cash payment through the bank's ATM card. To bring convenience to customers using banking services. Can under 18 years old get Vietcombank ATM card?

Vietcombak ATM card is a card issued by Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombak). This is considered a tool to support customers to pay instead of cash, People will not need to carry too much cash in person to use to avoid risk of property.

With the bank's network of ATMs and ATMs associated with the bank, distributed in all parts of the country. People can easily perform transactions such as withdrawing money, transferring money quickly.

Advantages of using Vietcombank ATM card

For customers under 18 years old. When using will get the following benefits:

Paying for homeschooling through a fast online transfer platform.

You can easily receive support money from relatives while studying away from home.

For students, there is no need to carry too much money in person. This will cause the risk of pickpocketing and loss of property. As long as you have an ATM card, you can pay at places that accept ATM cards.

With an extensive network of ATMs, you can withdraw money anywhere you want.

For students, you can make payments for electricity, water, phone cards, etc. Right on your phone without having to go anywhere.

When you make an ATM card of Vietcombank, it also means that you will put your money in a bank account. That will be much safer when you leave too much money at home.

Regulations on age for making ATM cards of Vietcombank

There are many customers under 18 years old but do not know about the age limit for Vietcombank's ATM card. Vietcombank card is divided into 3 main types: international debit card, domestic debit card, international credit card.

According to Vietcombank's regulations, according to Article 16 of Circular 19/2016, it is clear that the age at which you can make a card as well as open a bank account is as follows:

Regulations on the age of making domestic debit cards: For domestic debit ATM cards, there will be regulations on age 15 or older and full identification documents. Those types of identification documents are ID cards/CCCDs that still have time to use. Once you have met those conditions, you can proceed to make an ATM card at Vietcombank.

Regulations on the age limit for making international debit cards: For international debit cards, the functions on this card are the same as those on domestic debit cards. But with an international card, it will help you make payments around the world.

Card making age from 6 to 15 years old, when opening a card, must have the consent and approval of a legal representative.

Customers from 15 to 18 years old will be able to make prepaid debit cards and non-collection debit cards.

Subjects aged 18 and over will be able to make cards with all forms of banks.

Regulations on the age limit for making international credit cards: When opening an international credit card, subjects aged 15 and over are allowed to open the card to use. But the bank requires you to have a legal representative such as father, mother, .. Customers 18 years of age or older will be able to make primary and secondary credit cards. But you need to have proof of your personal income and reputation.

Can I get a Vietcombank ATM card if I'm under 18 years old?

According to Vietcombank, customers under 18 can still make ATM cards. Just have an ID card/CCCD to be able to proceed to open an ATM card. For those aged 15 and over who have not yet been issued with an ID card/CCCD, they need a guarantee from a family member such as a father or mother. Can under 18 years old get Vietcombank ATM card?

In fact, cardholders under the age of 18 are living on their families. Therefore, many banks cannot provide primary cards for customers aged 15 to 18 years old. And need the consent of the adult after that can proceed to open the body.

Conditions and procedures for making Vietcombank ATM cards for customers under 18 years old

In order to open a card, everyone needs to know the conditions and procedures before making a card. Here we will introduce to you the conditions and procedures for ATM cards for customers under 18 years old.

Conditions for making cards for customers under 18 years old

Target customers	Conditions for making a debit card	Conditions for making a credit card
Customers aged from 6 to 15 years old	Obtain written consent from the guardian of a relative such as a father or mother, a family member.	The condition that customers aged 15 years or older can proceed to open a supplementary card and have the guardian's approval in writing. Your guardian must have a credit card opened at Vietcombank
Customers under 18 years old	Customers who open cards need to be fully aware of their responsibilities and civil acts. Have identification documents such as: ID card/CCCD/Passport original according to the bank's regulations.	It is required to have all kinds of documents in accordance with the bank's regulations.

Procedures for making cards for customers under 18 years old

To open an ATM card at Vietcombank. The procedure everyone needs to prepare includes:

Student ID card or original student card.

Original ID/CCCD or Passport still valid.

Papers requesting card opening according to the form of the bank.

Proof of being a student.

Proof of guardianship for the type of bank credit card.

How to make Vietcombank ATM card for customers under 18 years old

To proceed with opening an ATM card at a bank's branch or transaction counter. People follow the following basic instructions: Can under 18 years old get Vietcombank ATM card?

Step 1: Prepare all the documents then go to the nearest Vietcombank's transaction counter.

Step 2: Meet the bank clerk and ask to open the bank's ATM card.

Step 3: The bank staff will receive your request and will issue you a card opening application form according to the bank's form.

Step 4: Fill in the information according to the bank's form according to the instructions of the staff.

Step 5: When everyone has filled in all the information, you need to proceed to submit it to the bank staff.

Step 6: Proceed to present identification documents for the bank to confirm the information you have provided.

Step 7: After confirming that the information you provided is correct. The bank staff will do the paperwork for you.

Step 8: After completing the transaction, the bank will issue you an appointment letter to the bank to get the card. When you come to pick up the card, you bring the appointment letter to the bank branch you registered to get the card.

The time to get the card according to the bank's regulations will be from 7 to 10 days. The bank will proceed to contact you directly. Then go to the bank to receive an ATM card.

Is there a fee to open a Vietcombank card for students under 18 years old?

When customers under 18 years old open an ATM card at Vietcombank, they will receive many incentives. Everyone will be completely free of card opening fees at Vietcombank. But people need to pay the bank 50,000VND, this amount will be added directly to your ATM card as a maintenance fee.

If the target is a student, many other banks also have a free account maintenance program for customers. The bank always gives priority to customers under 18 years old when opening a card at the bank.

Notes when making Vietcombank ATM card for customers under 18 years old

For customers under the age of 18, there are a few things to keep in mind. So that in the process of using ATM cards, it does not happen to waste customers' time.

When you go to the bank to receive your card, you need to go to the ATM so that you can quickly change your Vietcombank ATM PIN quickly.

Do not let anyone other than your close friends know your ATM card PIN password to avoid risk.

When conducting transactions at ATMs, people should pay attention not to enter the wrong PIN more than 3 times. This will cause your card to be locked or your card will be flashed at the ATM.

When withdrawing money, enter the PIN code to cover it with your hand to prevent bad guys from setting up a sneak at the ATM

Remember information related to Vietcombank's switchboard so that when there is a problem, you need to contact immediately for timely support.

Epilogue

The above article answers your questions about the question Can under 18 years old get Vietcombank ATM card? are not? What are the bank's regulations on the age of card making. Conditions and procedures for making ATM cards of Vietcombank.

If you have any questions, please leave them in the comment section below the article for advice and support from mothemoi.com.

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